Taplend — Aapka Apna Loan Saathi
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Operated by Barbarik Finco Private Limited · RBI-Registered NBFC

Personal loan up to ₹2,00,000,
straight to your bank account.

Apply in minutes via our personal loan app. Get an instant personal loan with 100% digital KYC and fast bank transfer by an RBI-registered lender.

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RBI-Registered NBFC1.1 Million+ Downloads4.6★ on Google Play100% Digital
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You are eligible for

₹2,00,000

Personal Loan

₹5,000₹2,00,000

Tenure

Up to 128 days

Instalment

₹7,050

Interest

36% p.a.

Disbursal

Instant

Apply Now →
RBI Registered
Disbursed in 5 min

RBI-registered lender

Licensed & supervised NBFC

Data encrypted

256-bit SSL at all times

No hidden charges

What you see is what you pay

Disbursed in 5 min

Once loan is approved

How It Works

Four steps to your loan

1

Download the app

Available free on Google Play Store. Takes under a minute to install.

1 min
2

Complete KYC

PAN, Aadhaar, and a quick selfie. Fully digital — no branch visits needed.

3 min
3

Get approved

Our system evaluates your application and sends an offer within 1 minute.

1 min
4

Money in your account

Accept the offer and funds hit your bank account in seconds.

In seconds

Need help with your application? Read our complete step-by-step guide on how to apply for a personal loan online →

Loan Details

Loan at a glance

Key Terms

Loan amount₹1,000 – ₹2,00,000
TenureUp to 128 days
Interest rate (ROI)36% p.a.
APRUp to 75.99%
Processing fee10% + GST
Risk Assessment fee2% + GST
Doc signing fee₹25
Prepayment / ForeclosureAllowed (4%)
Representative Example (as required by RBI)

This example is indicative. Actual rates depend on your credit profile.

Loan amount₹50,000
Tenure128 days (8 installments)
Interest rate (ROI)36% p.a.
Processing fee (10%)₹5,000 (10%)
Risk assessment fee (2%)₹1,000 (2%)
Doc signing fee₹25
GST on fees (18%)₹1,084.50
Total charges (incl. GST)₹7,110 (incl. GST)
Total interest₹6,400
EMI per instalment₹7,050
APR75.99%
Amount disbursed₹42,890
Total repayment₹56,400

Tailored Loan Options

Choose the Right Digital Loan for Your Needs

Loan up to ₹50,000Loan up to ₹2,00,000Advance Salary LoanQuick Cash LoanEmergency Medical Loan

Why Choose Us

The lender you can rely on

In a market full of unregulated apps, Taplend stands apart as an RBI-registered digital lending platform, fully transparent, and always on your side.

RBI-Registered NBFC

Barbarik Finco Private Limited is licensed and supervised by the Reserve Bank of India. Your money is in safe hands.

Transparent pricing

No hidden fees, no surprise deductions. Every charge is disclosed upfront before you accept the loan.

Fast disbursal

Funds reach your account in as little as 5 minutes after approval — even on weekends and public holidays.

Minimal documents

Just PAN, Aadhaar, a bank statement, and a selfie. No branch visits. No salary slips for most applicants.

Flexible tenure

Choose repayment between 1 and 12 months to fit your budget. Foreclose early with zero charges.

Bank-grade data security

256-bit SSL encryption, RBI-compliant data practices, and a strict no-sharing policy with unauthorised third parties.

Explore Digital Loans:Personal Loan App·Instant Personal Loan·Loans up to ₹2 Lakh·How to Apply Guide·RBI-Registered NBFC

Am I eligible?

Eligibility & Documents

Eligibility Criteria

  • Indian resident aged 21–58 years
  • Salaried or self-employed individual
  • Minimum monthly income requirement
  • Active bank account with 3-month history
  • Valid PAN and Aadhaar card

Documents Required

  • PAN card (mandatory for all)
  • Aadhaar card for address & identity
  • Last 3-month bank statement (PDF)
  • Selfie for video KYC
  • Salary slips (salaried, if required)
  • Business proof (self-employed, if required)

Looking for specific loan limits or salary options?

Explore our dedicated options for different income and ticket sizes.

Loan up to ₹50,000 →Loan up to ₹2,00,000 →Advance Salary Loans →

Loan For Every Need

What will you use it for?

From emergency medical expenses to month-end bills, our instant loans online cover all your legitimate financial needs.

🏥

Medical Emergency

Unplanned hospital bills shouldn't wait

🎓

Education Fees

Tuition, coaching, and course fees

💍

Wedding Expenses

Make the big day special

🏠

Home Repair

Fix the roof before the monsoon

✈️

Travel

Book now, repay in easy instalments

🔄

Debt Consolidation

One affordable payment, fewer headaches

📈

Credit Score Improvement

Build a strong credit history with on-time repayments

💼

Advance Salary

Bridge the gap before your next payday

Regulatory Information & Transparency

As required under RBI's Digital Lending Guidelines, 2022.

Legal Entity

Barbarik Finco Private Limited

RBI Registration No.

N-07.00784

Registered Office

House No-17, Basement Floor, BLK-F-11, Model Town, Delhi North West – 110009, IN

Grievance Redressal Officer

grievance@taplend.in +91-9355871314

Complaints not resolved within 30 days may be escalated to the RBI Sachet portal (sachet.rbi.org.in).

Fair Practices Code ↗Key Fact Statement ↗Privacy Policy ↗Interest Rate Policy ↗Grievance Redressal Policy ↗
Regulatory Guides:
RBI-Registered Loan App ChecklistPersonal Loan TransparencyHow Digital Lending Works

FAQ

Common questions

Taplend is India’s fastest growing new-age Personal Loan App that offers instant personal loans online starting from ₹ 1,000 up to ₹ 50,000 (with higher limits on our Personal Loan up to ₹2,00,000). Apply for an instant loan and receive funds as a direct cash transfer to your bank account. You can use our quick loans for any legitimate purpose, including financing travel, education, wedding expenses, debt consolidation, Emergency Medical Loans, or Advance Salary Loans.

Any Indian citizen above the age of 21 years who is salaried or has a regular verifiable monthly source of income may apply for a Personal Loan through the Taplend Platform. Review our complete Personal Loan Eligibility & Criteria before applying.

Applying for a Personal Loan through Taplend is simple, quick, and 100% digital. See our step-by-step guide on How to Get a Personal Loan Online: install the Taplend Personal Loan App from the Google Play Store, complete paperless eKYC, submit work and bank details, review your KFS offer, complete UPI mandate, and digitally sign the agreement for bank disbursal within 15 minutes.

Taplend evaluates loan applications using automated underwriting algorithms assessing monthly income, age, credit bureau reports (CIBIL/Experian), and banking records in compliance with RBI digital lending guidelines.

Taplend is a digital lending platform partnering exclusively with RBI-registered NBFCs, including Barbarik Finco Private Limited (RBI Reg. No. N-07.00784) and Baba Lease and Investment Private Limited (RBI Reg. No. B-14.03554). Learn more about our regulatory framework in our RBI Registered Loan App Guide and Fair Practices Code.

You can read our full Terms and Conditions here.

You can read our comprehensive Privacy Policy here.

Traditional bank loans typically take 4–7 days with extensive physical paperwork and branch visits. In contrast, an Instant Personal Loan through the Taplend App is 100% paperless, takes minutes to apply, and disburses funds directly to your verified bank account once approved.

Taplend is a digital platform accessible nationwide across all cities and towns in India.

You can use your personal loan for a wide range of needs: managing urgent health expenses with an Emergency Medical Loan, mid-month cash bridge with an Advance Salary Loan, education fees, travel, or household repairs.

Your loan is a few taps away.

Download the Taplend Personal Loan App and apply in under 5 minutes. Need guidance first? Read our step-by-step application guide.

RBI-Registered NBFC PartnerNo hidden chargesDisbursed in 15 min

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